K-φ Blog

Finance Intelligence

Insights on treasury, FP&A, financial modeling and the future of governed finance software.

Vincent Donnat Nov 11, 2026 Treasury & FP&A Synapses
Treasury and FP&A Still Run on Two Vendors. We Checked the Public Record.
Which organisation runs which treasury and FP&A system, from public pages only, with one method for every vendor. 33 have both on record, always from two vendors.
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Vincent Donnat Oct 29, 2026 Build
AI Can Now Write Your Finance Tools. The Builder Pass Gives Them Something to Stand On.
Assistants write the code. A finance tool also needs data that ties, narrow rights and a place to run. What the Builder pass hands them, and why it matters.
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Bertrand Durant-Mille Sep 30, 2026 Time to value
Time to Value: Why Fast Setup Is a Product Feature, Not a Sales Promise
Finance software projects planned for three months and delivered in a year. Why time to value matters, and how K-φ takes setup off the critical path.
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Vincent Donnat Sep 10, 2026 Treasury & FP&A
Treasury and FP&A Can't Work Together on Two Sets of Numbers
Treasury and FP&A have to work as one team, but collaboration needs a shared, governed model underneath it. Why that layer matters, and how K-φ provides it.
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Vincent Donnat Aug 29, 2026 Cash forecasting
One Cash Forecast, Two Engines: Joining GL Run-Off and Budget Run-Off at a Cutoff
A cash forecast needs the ledger near term and the budget further out. How K-φ joins the two at a cutoff that updates itself.
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Vincent Donnat Aug 5, 2026 AI & software
Finance Software Is Going Headless. What Matters Now Is the Engine.
AI assistants are becoming the screen. When finance software goes headless, trust has to come from the engine.
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